Often the whole point is that you can’t get a full mortgage or afford to buy the whole thing.
Or, maybe you can’t afford to live in the area or quality of home you’d like?

Because we’re not–for–profit and our rents are subsidised, you’ll pay much less each month than a full mortgage.

Sound too good to be true? It really isn’t!

‘Much lower monthly costs’
Mortgage rates are highest for the very people who struggle to get them in the first place.
While your rate could be around 7% on your mortgage share, your rent on the remainder
would be just 2.75%.

For instance, on a £100,000 home, buying a 50% mortgage share could cost as little as £357 a month in total. The same home with a 6.5% full mortgage would be £683!

The benefits of our help
There are even more reasons why buying outright isn’t the be all and end all:

The benefits of our help
— Get a more expensive property for the same monthly cost.
— Buy equity instead of just paying rent.
— Gain from any increase in value when you sell.
— Share the risk of any drop in value when you sell.
— Benefit from 30 years of experience and expertise.