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Who we can help

Because our affordable schemes receive government funding, we have to offer our homes to the people who need help the most. We will carry out an assessment of your current living arrangements and financial circumstances before accepting you as a purchaser or tenant.

Shared Ownership

To be eligible for any of our new or resale Shared Ownership homes, you must have an annual household income of less than £80,000 per year and be at least one of the following:

  • a first time buyer, or buying for the first time after a relationship breakdown
  • renting your current home from a council or housing association
  • unable to afford a home in a suitable location on the open market
  • able to afford the purchase and ongoing costs associated with owning a home
  • in need of a more suitable home due to ill health or disabilities

The total cost per month of the mortgage repayment, rent and service charge must also be below 45% of your monthly take-home income.

For a home on one of our Older Persons Shared Ownership or Leasehold Scheme for the Elderly (LSE) developments, you must also be aged over 55 or 60, depending on the lease. 

Where we have more applicants for a development than available properties, we will usually give priority to:

  • members of the Armed Forces or Ministry of Defence
  • council and housing association tenants
  • people with disabilities
  • households who will make fullest occupancy of the property.

If you're not sure if you qualify or have any questions, drop us a line.

We try to help the people that need it the most

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As a not-for-profit organisation, we help people into a home of their own, that they might never have been able to live in otherwise. We're also here for you every step of the way.